I DONT WANT TO LIVE!.. PLEASE HELP!!!

I don't know what else to do. Hopefully somebody will read this and give me some light.

First of all. Nobody knows me here. So i'm just trying to vent. telling the truth...

I'm 27 years old. Due to a failed business that lasted a year ( 2008 ). I lost everything. My house, My savings. I'm not to proud to say this. but i lost my fathers retirement money. He pulled his entire retirement account. Lost all the interest that he had because he trusted me. Now he doesn't have any money and he can't work. So i'm the one supporting him of course but now two lives are ruined. i'm $60,000 in debt. I don't have a house anymore so i'm leaving in a room i'm renting. I'm working for tips in order to pay all of the debt i owe and i barely keep any money every month. I can keep close to $100. But emergencies come and go. So Right now as of today May 17th 2009. My Emergency savings are $220. That's it. All the money i make in my full time job goes to pay all the debt that i have. I can't sleep, eat or concentrate. I've read every single book, about investing in real state and other things. I have video, audio, you name it.

I recently went to a rich dad conference in my hometown. Which was ok. They talked about investing in reo forclosure properties. Which i think is a good idea. But how can i even think about investing if i have nothing.

I know.. i know.. you don't need any money to invest. But you need to have funds so in case that you don't rent that rental property you can cover payments on it. And in case you loose your job. You need to have at least two months worth of expences. ( i don't even have a day worth of expenses )

I need to start somewhere, but i don't know what to do. I'm in florida. If any investor is reading this. I'll work for free if you teach me. I'll do whatever. I just need some guidance. Everybody tells me how smart i am and how much potential i have and how they wish they were like me when they had my age. But even though i know i have all this potential.

I feel like a failure because i'm 27 and i haven't been able to achieve anything great. I had to quit school so i could support my family.

I'm lost. I'm just trying to find some light..........

If you've read this far... at least i thank you for reading this.


J.

I don't really have any experience in money matters or investing and I hope someone here can help you out.
But I can tell you what worked for me when I was going through a very rough time in my life: Prayer. I don't know if you are a spiritual person or not, but it really does work, it's a great stress buster which will make you see things in a different perspective and maybe then you'll find a way out of your debt.
Whenever you feel stuck, just count your blessings, anything in your life that you are greatful for.
You are NOT a failure! Just hang in there a bit more and things will change to the better

Dont worry, everything happens for reason and purpose..please be have patience. Just watch your life and face challanges. Something great going to happen in a short while. These are testing times..God is testing you, dont give up, dont give up. All the best..

Two or three days ago I went into my kitchen and slipped on the floor. Almost killed myself - good I managed to grab hold of a chair. As it turned out half of my kitchen was full of water - apparently when the rain comes from a funny angle it comes through some tiny holes in my window (the same ones make my windows freeze from the inside in winter) and floods my goddamn flat!

On days like these what helps me is sitting back and quickly reviewing why my life rocks anyway: Clean water, plenty of healthy food, got a roof over my head, a healthy and attractive body, awesome and supportive family, rich social life... [etc.] Two thirds of the world's population would kill themselves over living under my conditions... so mopping the floor seems not all that bad.

In that respect I agree with "soft velvet": examining the things you can be grateful for helps tremendously if you feel down. You can even do it in a prayer but don't go: "gimme, gimme!" because prayer never cured a child from cancer and it certainly won't help you. Id' recommend this format: "I am grateful for [xxx],[xxx],[xxx]" because you feel better after that kind of statement.

I recently went to a rich dad conference in my hometown. Which was ok. They talked about investing in reo forclosure properties. Which i think is a good idea. But how can i even think about investing if i have nothing.

Precisely what I thought. I have no idea if it is possible to pull that off under your conditions (I have the impression that it isn't). But maybe you are just aiming too high right now... Investing the time you are desperately obsessing over real estate books and programs into some more work would seem to be more productive. With your kind of experiences wouldn't it be possible to find a better paying job (even in this financial crisis)?


Anyway I wish you good luck and I hope your headline was just an attention grabber.
Life isn't worth losing over such things, in a few years you'll be up in the saddle again and you'll look back at this and perhaps even see it as a valuable experience. Just accept that it won't be milk and honey for a while no matter what you do.


PS: We don't all agree on the god part though. Sometimes people are biting the dust no matter what - it's entirely up to them if they can pull themselves out. So don't hand over your responsibility to anything or anybody, thesombravip! Your responsibility is one of your most valuable things right now and if you give it away you will loose the last bit of power you have over your situation and you'll end up really f*cked and helpless.

There are two things you must do; one is to get those emotions under a more positive influence and the other is for you to build up your financials.

I don't think you can think all that much about Real Estate right now; you are not in a position to waste that time doing that; how about using the time you use for Real Estate books and instead of just being frustrated because you can't do anything now, use that time for more inspirational general self-development books/videos? At least they will put your spirits up!

Also; you seem run down; try do some aerobic exercises; they tend to give a good short-term lift and with persistence you gain more endurance.

As for the money; you are in some deep rat hole; you are so deep you can and will not escape from it ever since! Oh my god, that is the most awful thing I ever saw! You are truly miserable and your existence is an utter disgrace!

NOT!

Dude, you seem healthy and with passion or else you would not get into that business like you did; also, what kind of business was that? You must check what skills you have and what you can do on the work place. Yes dude, you need a JOB! Oh no! Its the "E Quadrant" Nooo! Yes! The "E" quadrant is what you need right now, because its the most effective way to actually have some work money, no money, no investment, no debt paying.

Trust me, I have had bigger problems than you and they relate to areas that are much less under control that what you present here.

Persist and Resist. You will overcome.